[{"id":"25cdef93-5245-42ad-9fc1-ea4a91662d1d","title":"1. Definitions","content":"<p><strong>Accident:</strong> A sudden, unexpected, unusual, specific event which occurs at an identifiable time and place during the Period of Insurance.</p>\n    <p><strong>Bodily Injury:</strong> Identifiable physical injury which is caused by an Accident and which solely and independently of any other cause results in your Death or Disablement.</p>\n    <p><strong>Policyholder:</strong> The person named in the Schedule who has applied for this insurance.</p>","orderIndex":1},{"id":"aae36bcf-a8e9-43b0-a22a-9a3ceebbb320","title":"2. Eligibility","content":"<p>To be eligible for cover under this Policy, you must be:</p>\n    <ul class=\"list-disc pl-5 space-y-1\">\n      <li>Age 18 to 64 years at the start date of the policy.</li>\n      <li>Resident in the United Kingdom.</li>\n      <li>Not aware of any pre-existing condition that might lead to a claim.</li>\n    </ul>","orderIndex":2},{"id":"9622ed45-9c71-4104-90be-ac6df098db5a","title":"3. Benefits Explained","content":"<h4 class=\"font-bold mt-4 mb-2\">Broken Bones</h4>\n    <p>We will pay the benefit amount shown in the Schedule if you suffer a Broken Bone as a result of an Accident. The amount payable depends on which bone is broken (Major or Minor) and the Level of Cover you have selected.</p>\n    <h4 class=\"font-bold mt-4 mb-2\">Hospitalisation</h4>\n    <p>We will pay the daily benefit amount shown in the Schedule for each full 24-hour period you are confined to a Hospital as an inpatient as a result of an Accident.</p>","orderIndex":3},{"id":"7f348675-1175-4ec1-bb97-2f8316db0b1e","title":"4. General Exclusions","content":"<p>We will not pay any claim directly or indirectly caused by or contributed to by:</p>\n    <ul class=\"list-disc pl-5 space-y-1\">\n      <li>War, invasion, act of foreign enemy, hostilities.</li>\n      <li>Suicide, attempted suicide or intentional self-injury.</li>\n      <li>Participation in any hazardous sport or activity not approved by us.</li>\n      <li>Being under the influence of alcohol or drugs.</li>\n      <li>Pre-existing medical conditions.</li>\n    </ul>","orderIndex":4},{"id":"9ebdc3c6-ee8a-4b68-a224-60f7b21d412d","title":"5. Making a Claim","content":"<p>To make a claim, please contact our Claims Department within 30 days of the incident or as soon as reasonably possible. You can call us on <strong>01908 92 92 30</strong> or email claims@bobatoo.co.uk.</p>\n    <p class=\"mt-2\">We will require evidence of the Accident and the injury suffered, which may include medical reports and police reports where applicable.</p>","orderIndex":5},{"id":"eb6c458d-ce84-44e6-91b3-c244f5a0e560","title":"6. Complaints","content":"<p>We aim to provide a high level of service at all times. If you are not satisfied with our service, please contact us immediately. If we cannot resolve your complaint to your satisfaction, you may refer it to the Financial Ombudsman Service.</p>","orderIndex":6}]